It's a spending tracker and among the simplest and best tools for budgeting.
Our founder, Lance Jenkins, personally used the Simple Budget Plan free budget sheet as a spending tracker to shed over $250k in debt. He's helped others shed theirs, too. Hear from him below about one of the best tools for budgeting and how to use
the Simple Budget Plan.
The Simple Budget Plan free budget sheet is ready for you to customize and make your own. Put in your numbers, and see not only how you're spending your money, but what you can do to take action and change it for good. It's a motivator, a spending tracker and among the best tools for budgeting -- all-in-one.
From the numbers to the items you want and need to budget for, there's a place for you to customize it. Make it your own and watch it work.
Your goals are literally NEXT to your budget. Our theory is that if you see your goals and obstacles (the other ways you are spending your money) right next to each other -- you have a better chance of actually accomplishing what you are trying to do.
Your debt-to-income ratio, perhaps your biggest obstacle to financial wealth, is also automatically calculated on the spreadsheet. Best of all, it is also right next to your goals as a reminder of the simple steps you can take to end debt once and for all. This is why we believe the Simple Budget Plan spreadsheet is among the best tools for budgeting.
An app that tells you it will do all the work for you is not really going to do all the work for you. YOU have to take action on reaching your financial goals, and this free budget sheet makes it easy, fun, and simple to do and keep up with. You can literally visualize the progress on our spreadsheet - and it's been proven to work. Ever heard of "out of sight, out of mind?" This spreadsheet is designed to keep your goals and finances "in sight and in mind." That's why IT WORKS!
What you watched in the video above is 100% correct: I have no credit card debt outstanding now, and I've paid off over $250,000 in debt because I used the Simple Budget Plan free budget sheet. I tried it all - Mint, other budget apps, you name it. But I didn't feel like any of them really worked to guide me and hold me accountable. They did all the work for me and told me how I spent my money like a spending tracker should do...sure...but that's not enough.
You need to know how you're spending your money, and easily know what you can do to change it. If you need to make a change with your finances and improve your financial health, stop overcomplicating things -- THIS IS SIMPLE. And that's why the Simple Budget Plan free budget sheet is among the best tools for budgeting out there.
100% free. Here's why: you don't need to add another item to your budget to pay for this -- you need less items on your monthly budget. I am a financial and insurance professional; my financial living is made helping people with their insurance. I am, however, passionate about seeing people thrive financially and being a small part of seeing people achieve things they never thought possible -- and that's why you can use this free budget sheet for...you guessed it...FREE. I like to write, I like to podcast, and I like to make people happy - SIMPLE FINANCE gives me an opportunity do to that. My hope is that the Simple Budget Plan spreadsheet can help you get where you want to be!
We do, but the Simple Budget Plan free budget sheet, which you can use standalone to improve your financial health and build unimaginable wealth is now and will always be free. The point is not to sell you this product - the point is for you to use it as a motivator, a spending tracker, and a tool to make your life simpler and your financial health better.
At this time, we offer credit counseling courses and programs, one-time and recurring private consultations, and individual, private personal finance coaching. Click here to inquire about these services, or simply click "Contact" in the left hand corner of the top of the page (desktop), or click the three bars at the top of the screen on your mobile device and then click "Contact."